How do they compare side by side?
Swipe the table to see every column.
| Feature | Loss Control Academy | VIITA Inspector Institute |
|---|---|---|
| Price | Commercial P&C $297. Personal Lines $147. Workers' Comp $227. Inland Marine $127. All four for $597. | Basic Commercial Lines Inspector Course $399 (VIITA commercial course page). Basic Personal Lines Inspector Course $99 (VIITA personal lines course page). |
| Format | Self-paced online. Video, reading and quizzes. Inland Marine is reading lessons with printable field guides and no video. | Self-paced online PowerPoint lessons with voice-over, photos from actual reports, and illustrations (VIITA What We Offer). |
| Commercial | Yes. 4 chapters, 30 lessons, 29 videos, 238 quiz questions. | Yes. 15 lessons, 668 slides, more than 1,000 photos and illustrations (VIITA What We Offer). Chapter quizzes and an 80-question final exam (VIITA commercial course page). |
| Personal lines | Yes. 6 chapters, 32 lessons, 14 videos, 160 quiz questions. | Yes. 6 lessons with 273 slides and 381 photos and illustrations (VIITA What We Offer). 50-question final exam (VIITA personal lines course page). |
| Workers' comp | Yes. 5 chapters, 39 lessons, 22 videos, 195 quiz questions. | Not listed in the shop (VIITA shop). |
| Inland marine | Yes. 4 chapters, 20 reading lessons, no videos, 128 quiz questions. | Not listed in the shop (VIITA shop). |
| Access length | Lifetime access to each course you buy. | Access to course material "into perpetuity" (VIITA FAQs). |
| Refund terms | Contact us within 30 days of purchase for a full refund. | Not listed on the pages we checked. Ask VIITA directly. |
| Credential | Verifiable certificate of completion for each course. 80 percent quiz pass mark with unlimited retakes. | Certificate of completion after passing the final exam at 80 percent (VIITA commercial course page). |
| Extras | 680-page USA Loss Control Handbook with the Commercial course only. Free Knowledge Center articles and Field ID Cards. | Bonus modules for commercial graduates, 29 at last count, and a Defensive Space Codes bonus module with personal lines (VIITA homepage). |
| Job pathway | Graduates can join the Underwriter Services Association talent pool. Work is not guaranteed. | VIITA's FAQ describes referrals to companies in an association of national and regional inspection companies (VIITA FAQs). |
What is the main difference between Loss Control Academy and VIITA?
The two schools teach the same field job. The differences are price, lesson format, which lines of insurance each covers, and refund terms.
VIITA sells two courses, commercial and personal lines (VIITA shop), taught with narrated PowerPoint lessons (VIITA What We Offer). Loss Control Academy sells four courses taught with video, reading and quizzes: Commercial P&C, Personal Lines, Workers' Comp and Inland Marine. All four together cost $597.
How do the prices compare?
Loss Control Academy's Commercial Property & Casualty course is $297. VIITA's Basic Commercial Lines Inspector Course is $399 (VIITA commercial course page).
VIITA's Basic Personal Lines Inspector Course is $99 (VIITA personal lines course page). Loss Control Academy's Personal Lines Survey is $147.
Both lines together cost $498 at VIITA and $444 at Loss Control Academy. Loss Control Academy also sells Workers' Compensation Survey ($227) and Inland Marine ($127). All four are $597 in one order, $201 less than buying them one at a time. Pay over time is offered at checkout where available.
How are the lessons taught?
VIITA's commercial course is 15 PowerPoint lessons totaling 668 slides with voice-over, plus more than 1,000 photos from actual reports and illustrations (VIITA What We Offer). That format suits people who learn by seeing many real conditions.
Loss Control Academy's Commercial course has 29 videos and a printable field guide for 29 lessons, with 238 quiz questions. Personal Lines and Workers' Comp mix video with reading and PDF lessons. Inland Marine has no videos. It is reading lessons with printable field guides.
Both use an 80 percent pass mark. VIITA's commercial course has chapter quizzes and an 80-question final exam (VIITA commercial course page). Loss Control Academy puts a quiz after each teaching lesson, with unlimited retakes.
What happens after you finish each course?
VIITA's FAQ says it refers graduates to companies in an association of national and regional inspection companies (VIITA FAQs).
Loss Control Academy graduates can join the Underwriter Services Association talent pool, a recruiting network of 20+ inspection companies. Joining makes your profile visible to those companies. Loss Control Academy does not guarantee work. The company that brings you on runs its own trainer review before you take files (Underwriter Services Association: LCA certified inspectors).
Loss Control Academy does not publish earnings figures. Income varies by location, experience, assignment type, work volume and contractor expenses.
Who built each course?
VIITA's About page says the course was developed by the management of Technical Insurance Services, which it says has delivered more than 25,000 loss control surveys a year since 1983. Its president and CEO is a past president of the Associated Reporting Companies (ARCO), an association of more than 40 fee-based inspection companies (VIITA About Us).
Loss Control Academy's courses are written by a co-founder who started as a field inspector, then founded and later sold an inspection company.