Loss control training comparison

Loss Control Academy vs ILCI (Insurer's Loss Control Institute)

Who is each option for?

Both teach loss control inspection and reporting for property and casualty underwriting.

ILCI fits someone with related experience who wants a longer, structured program with 50 hours of material, assignments with instructor feedback, and a mailed textbook (ILCI program page).

Loss Control Academy fits someone who wants to start with a $297 Commercial course or $597 for all four courses, keep lifetime access, and study on their own schedule.

Loss Control Academy publishes this page. It is based on public information as of November 2026. If something is out of date or wrong, tell us through our contact page and we will review it.

How do they compare side by side?

We found two different prices on ILCI's site. The program page lists $995 (ILCI program page), and the pricing page lists $750 for a "10 week online class" (ILCI pricing page). Confirm the current price with ILCI before you register.

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Loss Control Academy and Insurer's Loss Control Institute, checked November 2026
Feature Loss Control Academy ILCI
Price Commercial P&C $297. Personal Lines $147. Workers' Comp $227. Inland Marine $127. All four for $597. $995 including the textbook (ILCI program page). The pricing page lists $750 for a "10 week online class" (ILCI pricing page).
Format Self-paced online. Video, reading and quizzes. Inland Marine is reading lessons with printable field guides and no video. Online self-study readings, self-paced modules, case studies, questions to industry experts, and feedback on assignment submissions (ILCI program page). Optional free instructor-led webinars (ILCI registration).
Length Self-paced. No published hour estimate. 50 hours of course materials (ILCI program page).
Scope Commercial P&C, personal lines, workers' comp and inland marine, one course each. Foundations of Loss Control Inspection and Reporting (ILCI program page).
Access length Lifetime access to each course you buy. 6 months of online access (ILCI registration).
Printed material 680-page USA Loss Control Handbook with the Commercial course only. Textbook mailed after payment (ILCI registration).
Refund terms Contact us within 30 days of purchase for a full refund. Full refund if you cancel within 3 days of signing the registration contract. After classes start, ILCI keeps $150 plus the cost of text materials and refunds the rest (ILCI pricing page).
Credential Verifiable certificate of completion for each course. 80 percent quiz pass mark with unlimited retakes. Certificate of completion after every quiz and assignment is submitted at 80 percent or higher (ILCI registration).
Who it is for No prior insurance or construction experience required. People with some experience in loss control or a related field (ILCI program page).
Job pathway Graduates can join the Underwriter Services Association talent pool. Work is not guaranteed. Prepares graduates to work for regional and national companies or as independent contractors (About ILCI).

What is the main difference between Loss Control Academy and ILCI?

Structure and price. ILCI is a single 50-hour program with assignments that get instructor feedback (ILCI program page). Loss Control Academy is four self-paced courses, one per line of insurance, with a quiz after each teaching lesson.

How do the prices compare?

ILCI's program page lists $995 for the 50-hour Foundations course, including the textbook and online materials (ILCI program page). Its pricing page lists $750 for a "10 week online class" (ILCI pricing page).

Loss Control Academy's Commercial Property & Casualty course is $297. All four Loss Control Academy courses are $597.

Which one gives you more instructor contact?

ILCI. Its program includes feedback on assignment submissions and access to industry experts for questions (ILCI program page), plus optional instructor-led webinars (ILCI registration). Loss Control Academy courses are self-paced video, reading and quizzes, and the course pages do not list graded assignments or live sessions.

If you want someone to review your written work while you learn, that is a good reason to pick ILCI.

How long do you keep access?

ILCI's registration page lists 6 months of online access (ILCI registration). Loss Control Academy gives lifetime access to each course you buy.

What are the refund terms?

ILCI publishes a cancellation policy. You get a full refund if you cancel within 3 days of signing the registration contract. If ILCI does not accept your application, it refunds everything except a $25 administration fee. After classes start, it keeps $150 plus the cost of text materials and refunds the balance within 30 days of withdrawal (ILCI pricing page).

Loss Control Academy's checkout says: "If the course is not a fit, contact us within 30 days of purchase for a full refund."

Is ILCI taught online or in person?

We found different format descriptions on ILCI's site. The program page says the program is "now entirely online" (ILCI program page). The homepage mentions weekly online sessions and hands-on practice in the field (ILCI homepage), and the about page mentions classes in Maine (About ILCI). Ask ILCI which format applies when you register.

Who is each program built for?

ILCI's program page describes students with some experience in loss control or a related field such as home inspection, fire safety, claims adjusting, underwriting, tax assessing or code enforcement, or with construction, safety or military experience (ILCI program page). ILCI has operated since 2002 (About ILCI).

Loss Control Academy's homepage FAQ says no prior insurance or construction experience is required. Current inspectors can also use it to add a line, such as workers' comp or personal lines.

Which should you choose?

Choose ILCI if

  • You have related experience and want a structured 50-hour program (ILCI program page).
  • You want instructor feedback on written assignments (ILCI program page).
  • You want a printed textbook, Defining Risk Assessment, written by an ILCI instructor (ILCI program page).
  • You want a program that has run since 2002 (About ILCI).

Choose Loss Control Academy if

  • You want to start for $297, or $597 for all four courses.
  • You want lifetime access and to study on your own schedule.
  • You want separate personal lines, workers' comp or inland marine courses.
  • You want a 30-day refund window. Contact us within 30 days of purchase for a full refund.
  • You want your profile visible in the Underwriter Services Association talent pool, knowing work is not guaranteed.

Frequently asked questions

How much does ILCI cost?

ILCI's program page lists $995 for the 50-hour Foundations course, including the textbook (ILCI program page). Its pricing page lists $750 for a 10-week online class (ILCI pricing page). Confirm the current price with ILCI before you register.

How long is the ILCI program?

ILCI describes 50 hours of course materials (ILCI program page) with 6 months of online access (ILCI registration). Its pricing page describes a 10-week online class (ILCI pricing page).

How long do I keep access to each course?

ILCI's registration page lists 6 months of online access (ILCI registration). Loss Control Academy gives lifetime access to each course you buy.

What is ILCI's refund policy?

Full refund if you cancel within 3 days of signing the registration contract. After classes start, ILCI keeps $150 plus the cost of text materials and refunds the rest (ILCI pricing page). Loss Control Academy's checkout says: "If the course is not a fit, contact us within 30 days of purchase for a full refund."

Which is better for a beginner, ILCI or Loss Control Academy?

Loss Control Academy says no prior insurance or construction experience is required. ILCI's program page describes its program for people with some related experience (ILCI program page). A beginner who wants instructor feedback may still prefer ILCI.

See the LCA courses

Prices, chapter lists and what each course includes. Lifetime access. Contact us within 30 days of purchase for a full refund. Work is not guaranteed.