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Restaurant Field Inspection Worksheet
Field worksheet for documenting restaurant operations, liquor and entertainment exposures, commercial cooking safety, building systems, fire protection and premises liability. Distinguish observation from management-reported information.
Risk / Building / Contact
Established / Years at This Location Business Days / Hours / Website Stories / ISO Class / Total Sq. Ft. Area / Distance to Coast or Water Roof Age / Roofing Updates Electrical / Plumbing / HVAC Updates Building & Housekeeping Condition / Notes
Operations / Seating / Alcohol / Entertainment
Service Type — Full / Limited / Takeout / Other Dining Room Seating / Posted Capacity Bar Count / Full Liquor vs Beer & Wine Beverage License Number / Photo Outside Patio Dining / Number of Seats Table-Side Cooking — Type / Controls Drink Specials / 2-for-1 / Happy Hour Times Entertainment — DJ / Live Music / Hours / Type Dance Floor — Size / Surface / Description Security — Doorman / Staff / CCTV / Police Firearms Stored on Premises? / Secured How? Deliveries — In-House / Third Party / Radius Projected Annual Gross Sales Sales Mix — Alcohol % / Delivery % Contents Value / What Contents Include Operations / Special Events / Staffing Notes
Underwriting Focus — Operations & Liquor LiabilityCapture seating, bar service, entertainment hours, promotions and crowd controls separately. Ask who provides deliveries and drives vehicles. Describe observable operations, not assumptions based on music genre.
Commercial Cooking / Hood / Fire Suppression
Cooking Equipment — Fryers, Griddles, Ranges, Woks, Solid Fuel Hood / Exhaust Present? / Type / Coverage Hood Grease / Baffle Filters / Duct Access Condition Hood / Exhaust Cleaning — LAST DATE (Tag) Hood Cleaning Frequency / Contractor Hood Cleaning TAG PHOTO — Obtained / Not Available Wet-Chemical Fire Suppression Present? / Type Fire Suppression — LAST SERVICE DATE (Tag) Suppression Service Frequency / Contractor Suppression TAG PHOTO — Obtained / Not Available Class K Extinguisher — Present / Location Class K — LAST SERVICE DATE (Tag) Class K TAG PHOTO — Obtained / Not Available Fryer / Open-Flame Separation or Baffle Manual Pull Station / Fuel Shutoff / Clearance Kitchen Conditions / Grease / Housekeeping Notes
Underwriting Focus — NFPA 96 / Cooking ProtectionKeep hood/exhaust grease inspections and automatic suppression servicing distinct. NFPA 96 schedules grease-buildup inspection by cooking type/volume (monthly solid fuel; quarterly high-volume; semiannual moderate; annual low-volume). Exhaust cleaning occurs when grease warrants it. Wet-chemical suppression generally requires qualified service at least every six months. Verify separate dates and obtain legible hood-cleaning, suppression and Class K extinguisher tag photos when applicable. Follow adopted codes, AHJ and carrier requirements.
Fire / Life Safety / Security
Smoke Detectors — Present / Locations / Testing Fire Alarm — Present / Monitoring / Service Date Fire Sprinklers — Present / Coverage / Service Date Portable Fire Extinguishers — Service Tags / Date Front / Rear Exit Doors and Egress Exit Signs / Emergency Lighting Posted Occupant Load / Exit Obstructions Interior Security / CCTV / Staff Controls
Underwriting Focus — Fire & EgressPhotograph readable service dates for applicable protection equipment; do not certify a system from its appearance. Confirm exits and emergency lights are unobstructed and suitable for occupied periods.
Premises Liability / Exterior / Losses
Interior Floors / Wet Areas / Mats / Trip Hazards Serving Areas / Restroom / Fountain Slip Risks Exterior Lighting / Entry / Walkway Condition Parking Surface / Striping / Car Stops Accessible Parking Signage / Markings (If Present) Patio / Steps / Railings / Outdoor Exposures Loss History / Incidents (Past 5 Years) Conditions Requiring Follow-Up
Underwriting Focus — Slip, Trip & FallFollow guest walking paths through entrances, mats, spills, restrooms, patio, sidewalks and parking. Photograph both the defect and location context; include each actionable condition in Recommendations.
Photos to Obtain
Service-tag photographs are required where the associated systems are present; dates must be readable. Document any inaccessible or missing tags. Take overview and close-up photos of each recommendation.
Exterior front / address / sides / roofDining room / seating / exitsBar / beverage license (if applicable)Patio / entertainment / dance floor (if present)Kitchen line / cooking appliancesHood interior / filters / nozzles / greaseREQUIRED: Hood/exhaust cleaning tag & last dateREQUIRED: Suppression system service tag & last dateREQUIRED: Class K extinguisher tag & last dateManual pull / fuel shutoff / fryer dividerPortable extinguishers / other service tagsFire alarm panel / sprinkler tags (if present)Electrical panels / main breaker / manufacturer labelsEntry mats / walkways / parking / lightingStairs / patio rails / trip hazardsAll recommendations: close-up plus context photo
Narrative Insert
The risk is a ____-story ____ construction building located in a ____ area, approximately ____ miles from ____. The risk has operated at this location for ____ years and does business as ____. Building and housekeeping conditions are ____. Reported building updates include ____.
The operation is a ____-service restaurant open ____. Interior dining seats ____ patrons. There is ____ bar service consisting of ____, and outdoor patio seating for ____. Entertainment is ____ during ____. The dance floor is ____ sq. ft. with a ____ surface. Table-side cooking is ____. The contact estimated contents at $____, consisting of ____, and projected annual gross sales of $____ (alcohol ____%; delivery ____%). Deliveries are provided by ____.
Cooking operations include ____. The hood/exhaust system is cleaned on a ____ basis; the last documented cleaning was ____. Wet-chemical fire suppression was last serviced on ____, and the Class K extinguisher tag was dated ____. Cooking fire protection and kitchen housekeeping were observed as ____. The building also has ____ smoke detectors, ____ fire alarm protection, ____ sprinklers and ____ portable extinguishers. Exit doors, exit signs and emergency lighting are ____.
Security and crowd controls include ____. Exterior lighting, walkways, parking surfaces, patio areas and interior walking surfaces are maintained in ____ condition. The contact reported ____ losses or incidents during the past five years. Additional exposures or recommendations: ____.