Restaurant Field Module

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Restaurant Field Inspection Worksheet

Field worksheet for documenting restaurant operations, liquor and entertainment exposures, commercial cooking safety, building systems, fire protection and premises liability. Distinguish observation from management-reported information.

Risk / Building / Contact

Risk / DBA
Contact / Title
Address / Location
Phone / Email
Established / Years at This Location
Business Days / Hours / Website
Stories / ISO Class / Total Sq. Ft.
Area / Distance to Coast or Water
Roof Age / Roofing Updates
Electrical / Plumbing / HVAC Updates
Building & Housekeeping Condition / Notes

Operations / Seating / Alcohol / Entertainment

Service Type — Full / Limited / Takeout / Other
Dining Room Seating / Posted Capacity
Bar Count / Full Liquor vs Beer & Wine
Beverage License Number / Photo
Outside Patio Dining / Number of Seats
Table-Side Cooking — Type / Controls
Drink Specials / 2-for-1 / Happy Hour Times
Entertainment — DJ / Live Music / Hours / Type
Dance Floor — Size / Surface / Description
Security — Doorman / Staff / CCTV / Police
Firearms Stored on Premises? / Secured How?
Deliveries — In-House / Third Party / Radius
Projected Annual Gross Sales
Sales Mix — Alcohol % / Delivery %
Contents Value / What Contents Include
Operations / Special Events / Staffing Notes
Underwriting Focus — Operations & Liquor Liability
Capture seating, bar service, entertainment hours, promotions and crowd controls separately. Ask who provides deliveries and drives vehicles. Describe observable operations, not assumptions based on music genre.

Commercial Cooking / Hood / Fire Suppression

Cooking Equipment — Fryers, Griddles, Ranges, Woks, Solid Fuel
Hood / Exhaust Present? / Type / Coverage
Hood Grease / Baffle Filters / Duct Access Condition
Hood / Exhaust Cleaning — LAST DATE (Tag)
Hood Cleaning Frequency / Contractor
Hood Cleaning TAG PHOTO — Obtained / Not Available
Wet-Chemical Fire Suppression Present? / Type
Fire Suppression — LAST SERVICE DATE (Tag)
Suppression Service Frequency / Contractor
Suppression TAG PHOTO — Obtained / Not Available
Class K Extinguisher — Present / Location
Class K — LAST SERVICE DATE (Tag)
Class K TAG PHOTO — Obtained / Not Available
Fryer / Open-Flame Separation or Baffle
Manual Pull Station / Fuel Shutoff / Clearance
Kitchen Conditions / Grease / Housekeeping Notes
Underwriting Focus — NFPA 96 / Cooking Protection
Keep hood/exhaust grease inspections and automatic suppression servicing distinct. NFPA 96 schedules grease-buildup inspection by cooking type/volume (monthly solid fuel; quarterly high-volume; semiannual moderate; annual low-volume). Exhaust cleaning occurs when grease warrants it. Wet-chemical suppression generally requires qualified service at least every six months. Verify separate dates and obtain legible hood-cleaning, suppression and Class K extinguisher tag photos when applicable. Follow adopted codes, AHJ and carrier requirements.

Fire / Life Safety / Security

Smoke Detectors — Present / Locations / Testing
Fire Alarm — Present / Monitoring / Service Date
Fire Sprinklers — Present / Coverage / Service Date
Portable Fire Extinguishers — Service Tags / Date
Front / Rear Exit Doors and Egress
Exit Signs / Emergency Lighting
Posted Occupant Load / Exit Obstructions
Interior Security / CCTV / Staff Controls
Fire / Life Safety Notes
Underwriting Focus — Fire & Egress
Photograph readable service dates for applicable protection equipment; do not certify a system from its appearance. Confirm exits and emergency lights are unobstructed and suitable for occupied periods.

Premises Liability / Exterior / Losses

Interior Floors / Wet Areas / Mats / Trip Hazards
Serving Areas / Restroom / Fountain Slip Risks
Exterior Lighting / Entry / Walkway Condition
Parking Surface / Striping / Car Stops
Accessible Parking Signage / Markings (If Present)
Patio / Steps / Railings / Outdoor Exposures
Loss History / Incidents (Past 5 Years)
Conditions Requiring Follow-Up
Additional Field Notes
Underwriting Focus — Slip, Trip & Fall
Follow guest walking paths through entrances, mats, spills, restrooms, patio, sidewalks and parking. Photograph both the defect and location context; include each actionable condition in Recommendations.

Photos to Obtain

Service-tag photographs are required where the associated systems are present; dates must be readable. Document any inaccessible or missing tags. Take overview and close-up photos of each recommendation.

Exterior front / address / sides / roofDining room / seating / exitsBar / beverage license (if applicable)Patio / entertainment / dance floor (if present)Kitchen line / cooking appliancesHood interior / filters / nozzles / greaseREQUIRED: Hood/exhaust cleaning tag & last dateREQUIRED: Suppression system service tag & last dateREQUIRED: Class K extinguisher tag & last dateManual pull / fuel shutoff / fryer dividerPortable extinguishers / other service tagsFire alarm panel / sprinkler tags (if present)Electrical panels / main breaker / manufacturer labelsEntry mats / walkways / parking / lightingStairs / patio rails / trip hazardsAll recommendations: close-up plus context photo

Narrative Insert

The risk is a ____-story ____ construction building located in a ____ area, approximately ____ miles from ____. The risk has operated at this location for ____ years and does business as ____. Building and housekeeping conditions are ____. Reported building updates include ____.

The operation is a ____-service restaurant open ____. Interior dining seats ____ patrons. There is ____ bar service consisting of ____, and outdoor patio seating for ____. Entertainment is ____ during ____. The dance floor is ____ sq. ft. with a ____ surface. Table-side cooking is ____. The contact estimated contents at $____, consisting of ____, and projected annual gross sales of $____ (alcohol ____%; delivery ____%). Deliveries are provided by ____.

Cooking operations include ____. The hood/exhaust system is cleaned on a ____ basis; the last documented cleaning was ____. Wet-chemical fire suppression was last serviced on ____, and the Class K extinguisher tag was dated ____. Cooking fire protection and kitchen housekeeping were observed as ____. The building also has ____ smoke detectors, ____ fire alarm protection, ____ sprinklers and ____ portable extinguishers. Exit doors, exit signs and emergency lighting are ____.

Security and crowd controls include ____. Exterior lighting, walkways, parking surfaces, patio areas and interior walking surfaces are maintained in ____ condition. The contact reported ____ losses or incidents during the past five years. Additional exposures or recommendations: ____.

Recommendations:

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