Inland Marine — Mobile Property & Transit Inspection Worksheet
Follow the property: identify its owner and custodian, verify equipment and value sources, document movement and storage, and record supported loss exposures. This field survey does not determine insurance coverage.
Field method — four practical questionsWhat property am I looking at? What identifiers or controls help me recognize it? Which photos or records support the report? What can I accurately state, including any uncertainty? Never imply an observed item is automatically insured.
Assignment / Operations / Property Interest
Identify the property, owner, current custodian and next handler. Separate owned equipment, rented/borrowed items, installation materials and customers’ goods. Do not infer policy coverage from the presence of property.
Property Identity / Values / Schedule
Record value basis, source, location and date/time. A list value, invoice price and reported current value are not interchangeable. Avoid adding goods twice when they move from storage to a truck. Ask underwriting to reconcile uncertain schedules.
Transit / Loading / Handoffs
Follow a representative shipment from pickup through delivery. Photograph visible damage or a worn restraint, but do not certify load securement, equipment capacity or driver compliance. Confirm handoff authorization and note what was not observed.
Storage / Security / Damage Prevention
Compare actual overnight or temporary storage with the value present. Look for unauthorized access, poor packaging, water leaks, outdoor exposure and missing identity records. Distinguish planned controls from verified controls.
Loss History / Documentation / Follow-Up
Photos to Obtain
Required where applicable and safely accessible: context, property identity/serial number, storage, and photographs supporting any recommendation. Ask before photographing confidential records or third-party property.
Narrative Insert
The risk, ____, operates ____ from ____ and has been established for ____ years (at this location ____). Surveyed movable or specialty property consists of ____, owned by ____ and used or held by ____. The property schedule / serial identifiers were ____ (source ____); estimated values are on a ____ basis.
At ____ (location, date/time), the estimated property accumulation was $____; the reported peak is $____ at ____. Property moves ____ by ____ between ____ and ____. Packaging, handling, loading and release procedures include ____. Rented, borrowed, customer-owned or installation property exposures include ____.
Property is stored ____ with security ____ and fire, water and weather controls ____. Reported losses over the past three years consist of ____. Relevant observations include ____; the following records or areas were not independently verified: ____.