Builders Risk Field Module

Construction Site / Builders Risk Field Module

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Construction Site / Builders Risk Field Inspection Worksheet

Field worksheet for construction projects, builder’s risk values, contractors, site security, temporary utilities, weather protection and work hazards.

Project / Contractor / Schedule

Insured / Contact / Project Site
Owner / Developer / General Contractor Role
General Contractor Name / License
GC Liability / Workers Comp / COI
New Construction / Remodel / Addition / Repair
Designed Use / Construction Class / Levels
Total Area / Cost of Construction ($)
Start Date / Target Completion
Current Phase / Percent Complete
Project Scope / Existing Occupancy / Site Notes
Underwriting Focus — Project stage

Use the current phase and percent complete to evaluate unfinished weather enclosure, egress, temporary power, high-value materials and changing fire protection. Verify whether the existing building remains occupied.

Costs / Stored Materials / Equipment

Contracted / Subcontractor Costs ($)
Material Cost % / Labor Cost %
Estimated On-Site Material Value ($)
High-Value Supplies / Storage Location
Off-Site Materials / Temporary Structures
Equipment — Cranes / Lifts / Loaders / Forklifts
Security of Machinery / Tools / Keys
Waste / Dumpster / Debris Removal
Materials, Equipment and Valuation Notes
Underwriting Focus — Values and theft exposure

Ask how much copper, lumber, fixtures and equipment remain on site overnight. Value changes through construction; photograph valuable stock and storage controls without treating estimated values as verified appraisals.

Site / Public / Fire Controls

Perimeter Fence / Height / Locking Gates
Lighting / Cameras / Night Security
Adjacent Buildings / Public Sidewalks / Children
Temporary Electrical / Wiring Protection
Fire Extinguishers / Current Tags
Hot Work / Permit / Fire Watch Controls
Fuel/Propane/Flammables / Storage
Open Excavation / Fall Protection / Lifts
Fire Dept Access / Hydrants / Housekeeping
Public Protection / Site Hazards / Recommendations
Underwriting Focus — Active site exposures

Photograph openings, trenches, unguarded edges, overhead operations and pedestrian interface. Describe controls as observed or contact reported, not certified as OSHA compliant.

Weather / Water / Renovation / Losses

Dried-In / Open Shell / Temp Roof / Openings
Waterproofing / Materials Weather Protection
Site Drainage / Dewatering
Wind / Flood / Hurricane Prep Plan
Existing Fire Protection / Utilities Active
Office Trailer / Temporary Buildings
Prior Theft, Weather, Water, Fire or Other Losses
Underwriting Focus — Storm preparation

Builder’s risk values may be vulnerable before the building is enclosed. Record temporary roof protection, window openings, drainage and severe-weather staging/securement.

Photos to Obtain

Required: readable service tags (if applicable), complete condition/context photos for each recommendation. Never photograph identifying clients without permission.

☐Front/address/site sign and all sides☐Current phase/interior project overview☐Exterior roof / open weather areas☐High-value stored materials and equipment☐Lift / scaffolds / falls / excavations☐Site fence / gates / cameras / signs☐Temporary electrical/active panel labels☐Fire extinguishers / hydrants / tags☐Fuel tanks / propane / hot-work controls☐Office trailer / waste / housekeeping☐Drainage/dewatering / public access☐All recommended / hazardous conditions

Narrative Insert

The risk is the owner / developer / general contractor for the construction project at ____, consisting of a ____-story ____ construction ____-square-foot building intended for ____. The project began ____ and is expected to finish ____, with current phase ____ and approximately ____% completed. Estimated total cost is $____.

General contractor and insurance information are ____. Estimated material and subcontracted costs are ____. On-site materials and equipment include ____, with storage and security consisting of ____. Temporary electric, fencing, gate/security provisions and public access are ____.

Fire protection, hot work controls, housekeeping and special site hazards are ____. The building is dried-in / open with weather/water protection ____. Adjacent/occupied exposures and any prior incidents are ____.

Recommendations:

Construction Site / Builders Risk Field Module – LossControlAcademy.com
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