Beauty Salon Spa Field Module

Beauty Salon / Spa Field Module

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Beauty Salon / Spa Field Inspection Worksheet

Field worksheet for salon and spa services, staffing, sanitation, equipment, tanning, invasive procedures and customer safety.

Salon / Building / Risk Information

Salon / Spa Name / DBA / Address
Owner / Manager / Contact / Phone
Website / Business Hours / Years Established
Stories / Construction / Floor Area
Distance to Coast / Property Condition
Roof / Electrical / Plumbing / HVAC Updates
Housekeeping / Premises Notes
Underwriting Focus — Understand services

A “beauty salon” may include nail stations, waxing, massage, UV tanning, cosmetic tattooing or injectables. Ask specifically which operations are provided and whether third parties rent space.

Operations / Rooms / Stations

Hair Styling / Coloring / Drying Stations
Nail Manicure / Pedicure Chair Counts
Facial / Wax / Treatment Rooms
Massage Rooms / Therapy Providers
Tanning Beds — Number / Type / Timers
Spray Tanning — Yes / No
Permanent Makeup / Tattooing — Yes / No
Botox / Fillers / Injectables — Yes / No
Licensed / Medical Provider & Credentials
Off-Premises / Mobile Services — Yes / No
Products / Procedures / Operations Notes
Underwriting Focus — Medical and tanning exposure

Injectables and permanent cosmetic tattooing warrant provider credential verification and possible professional liability coverage. Do not assume those services fall under ordinary salon GL. Tanning has timer, warning and exposure controls.

Staffing / Controls / Sanitation

Employees — Full-Time / Part-Time
Independent 1099 Contractors / Rental Chairs
Contractor COIs / Insurance
Stylists / Estheticians / Nail Techs / Massage Staff
Tool Disinfection After Each Client
Pedicure Basin Cleaning and Logs
Tanning Bed Sanitation / Staff Control
Handwashing / Disinfectant / Chemical Storage
Waste / Sharps (If Applicable)
Treatment, Sanitation and Hygiene Notes
Underwriting Focus — Hygiene and slip hazards

Observe visible cleaning processes and product storage, especially pedicure basins, shared tools and wet floors. Avoid certifying sterilization effectiveness from appearance; record signs/logs shown to the inspector.

Values / Fire / Life Safety / Premises

Estimated Contents / BPP ($)
Contents — Chairs / Stations / Tanning / POS / Products
Fire Extinguishers — Tag Dates
Smoke Detectors / Fire Alarm / Sprinklers
Exit Doors / Emergency Lighting / Exit Signs
Extension Cords / GFCI Near Wet Locations
Interior Slips / Electrical and Housekeeping
Exterior Lighting / Walkways / Parking
Claims Past 5 Years / Special Concerns
Underwriting Focus — Premises and occupancy

Wet processes, cords, chemical storage and customer mobility create frequent GL exposures. Photograph premises defects and equipment identifying information.

Photos to Obtain

Required: readable service tags (if applicable), complete condition/context photos for each recommendation. Never photograph identifying clients without permission.

☐Exterior/address and salon license (if posted)☐Styling/color/drying stations / outlets☐Manicure / pedicure basins and cleaning logs☐Facial/massage rooms (no clients visible)☐Tanning beds / timers / warning signs☐Injectable/tattoo treatment areas and credentials (authorized)☐Chemical/product storage☐Fire extinguisher tags / alarm panel☐Electrical panel identifying label☐Walking surfaces / wet areas / exits☐Parking/exterior lighting☐Recommendation photos

Narrative Insert

The insured operates a salon / spa known as ____ at ____ in a ____-story ____ building of ____ sq. ft. The business has operated since ____; building upgrades and housekeeping conditions are ____.

Services include ____ styling/drying stations, ____ nail/pedicure stations, ____ facials, ____ massage rooms, and ____ tanning beds. Spray tanning, permanent makeup and Botox/fillers are ____ with applicable provider credentials ____. Off-premises services include ____.

Staff consists of ____ W-2 employees and ____ independent contractors, with COI controls ____. Sanitation, pedicure/tanning cleaning and chemical storage are ____. Contents are valued at approximately $____ consisting of ____. Fire/life safety, exits, electrical wet-area controls, premises and reported losses are ____.

Recommendations:

Beauty Salon / Spa Field Module – LossControlAcademy.com
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